As mentioned above they render loans to people with dismal credit holders. Yes, folks that is true! They have an option called sub-prime auto financing which they effectively provide to customers who fall into the sub-prime category. Now, people may ask what is meant by sub-prime category. Well people who have a good credit score are people who fall into the prime category while the vice-versa situation makes people fall into the sub-prime category.
Generally money lenders tend to favor prime customers more as they have more chances of paying off the loan. But for the sub-prime people, money lenders charge them higher rates and puts down various conditions for them to follow religiously. This is solely because the risk factor involved is more than the prime customers. But the point which is noticeable here is that at least these people have an option.
Hence instead of considering this as a headache, they should try and make the most of this opportunity. For people having dismal credit or for that matter substandard credit conditions, such sub-prime auto funds are the perfect options for them.