Sometimes due to bad credit history or no credit issues, dealers may delay to give you finance. They are unwilling to provide you finance and also harass you. And the solution of this question is subprime auto financing process. Through this process, you can get a loan for your automobile.
Generally dealers want to work with those customers, who have a good credit record as because they can repay loan amount very easily. But those who have credit problem, they fit in to the subprime category. If you take finance under this category then you have to give little higher interest rates than normal because here dealers take additional risks for you. So, if you find yourself in this category, first search and choose a finance scheme, then choose your vehicle model with the desired color and then contact the dealers.
If you are getting a pre approved finance scheme then it will avoid the embarrassment. There are many reasons that people put up namely issues such as divorce problem or loss of job or medical problem, etc. As due to these reasons they are faced with low credit score. But with this special financing process, you can get your dream car very easily.