The online or offline dealer’s always good option to acquire the loan and you will be able to get car loan approval with zero credit on preferable terms but you always need to be careful, with what information you are giving.
The main problem with the loan with bad credit is that it comes with higher interest. The bad credit comes because you forgot or didn’t pay your bills or installments of the loan, so it’s a risk for money lenders to give you money, but if they taking the risk then they should get to make little profit. Also, you will not be able to get loan from the official banks.
Therefore, the only option that you get is the car dealers or a financial agency that will help you to get loan and that is why they charge a higher interest rate than a simple loan. Just makes sure that you provide exact information so you will not get into any trouble. Also do not give any fake information because if you do then form will get rejected, so give authentic info and enjoy the loan.